Nexpenz turns the chaos of daily spending into calm, confident decisions. Track expenses, manage bills, and talk to your finances in plain English — all in one place.

Most people don't lack income — they lack visibility. Nexpenz shows you exactly where your money goes, so every decision you make is an informed one.
Every transaction, every category, every pattern — visible at a glance. No guessing what happened to your money.
Forgotten subscriptions, unchecked bills, budget overruns — Nexpenz catches what you miss before it costs you.
Set budgets, track savings goals, and make decisions backed by your real numbers — not estimates.

Chat with Nex-i right from your dashboard. Ask "How much did I spend last month?" or "What's my biggest expense category?" and get instant, accurate answers from your own financial data.

Build a budget once, save it as a template, and reuse it every month. No starting from scratch.

See every active subscription in one view. No more surprise charges at end of month.
Connect Nexpenz to Claude Desktop, Cursor, ChatGPT, or Gemini CLI using the Model Context Protocol. Ask questions about your spending, budgets, loans, and more — in plain language, powered by your real financial data.
Available on Standard and Pro plans
Every feature is available on all plans. Start free and upgrade when you need more.
Access every feature with sensible limits — perfect for getting started.
For people getting serious about their finances.
No limits. No compromises. Your full financial picture, always.
I expected shopping to be my biggest expense. Nex-i told me it was actually my daily coffee and food deliveries — combined, they'd quietly become one of my largest spending categories. I didn't dig through a single transaction to find that out. I just asked. We've all used AI for general questions, but asking it about your own money is a completely different experience.
We used Smart Circles on a trip with friends. Everyone added expenses as we went. By the end, everyone knew exactly what they owed. Normally nobody remembers who paid for what. This time, Nexpenz did.
I knew I was spending on food — I just didn't know how much was delivery versus groceries. The subcategory breakdown made that obvious in seconds. The reports don't just show your expenses. They help you understand them.
Join hundreds who stopped guessing and started seeing their finances clearly.